About 1Centre

Making it easier for businesses to trade with each other.

A fintech from Aotearoa running trade credit end to end, from first application to getting paid, for suppliers across New Zealand and Australia.

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How it connects

One account, from the first application to years of trading — on one record.

01
Apply
From the counter, a link or your website — on any device.
02
Verify
Identity, entity, guarantors and bureau checked in the flow.
03
Decide
Your policy applied; exceptions routed with a reason.
04
Go live
Limit and terms agreed, direct debit set, synced to your ERP.
05
Watch
Watchtower keeps the account under watch for years after.

Our mission

Trade credit is how much of New Zealand and Australia does business. We make every part of it faster, fairer and entirely paperless.

Where it started

Sales had CRM. Marketing had automation. Credit teams were still printing an application, chasing a signature and keying the same details in twice.

So we built what was missing — one workflow from first application through to getting paid.

What we do now

The same idea, applied further: put the whole relationship on one record, and keep it there — the application, the checks, the decision, the guarantee and the account that is watched for years after.

For suppliers, that is The Platform.

Founded and built in New Zealand: Aotearoa; Founded and built in New Zealand
Suppliers on both sides of the Tasman: NZ & AU; Suppliers on both sides of the Tasman
Registry, bureau and payment integrations: 40+; Registry, bureau and payment integrations
From first application to getting paid: One record; From first application to getting paid

How we work

Seven things we hold ourselves to.

01
One record
One customer, one file, one truth.
Every application, guarantee, decision, signal and payment lands on the same account record. Nobody has to reconcile two versions of a customer, because there is only ever one.
02
Certainty
A decision you can stand behind.
Limits and terms come out of policy, not out of a hunch. Approvals follow your hierarchy, exceptions carry a reason, and the whole chain is there when someone asks why.
03
Evidence
Every fact traced to its source.
Identity, entity, guarantee and registry checks are held with what proved them. Nothing on a 1Centre file is asserted — it is shown, with the record it came from attached.
04
Network
Connected to what already exists.
Registries, bureaux, payment rails and your own systems — 40+ integrations, so a trade account opens with the data already out there rather than asking the customer twice.
05
Trust
Credit is trust, made explicit.
Trade credit has always run on a handshake. 1Centre keeps the handshake and writes down what it meant — the limit, the terms, the guarantee, the day it was agreed.
06
Rigour
The same standard, every branch.
The counter in Whangārei and the desk in Melbourne apply one policy. Consistency is not a nice-to-have in credit — it is what makes a portfolio readable.
07
Endurance
Built to hold for years, not quarters.
A trade relationship compounds. Accounts stay under watch long after approval, so the record grows more useful the longer a customer trades with you.
Put the whole relationship on one record, and keep it there.